| Pre-Tax | Post-Tax | |
| Monthly Take Home Pay | N/A | 2358.32 | |
| | | |
| Charity | | 1 | |
| Saving (Emergency) | | 20 | |
| Saving (Retirement - Pre-tax) | 1625 | | |
| Saving (Retirement Match) | 514.75 | | |
| Saving (Custodial) | | 5 | |
| Housing (Mortgage) | | 1309.97 | |
| Housing (Bank Fee) | | 3 | |
| Housing (Real Estate Taxes) | 0 | | Included |
| Housing (Maintenance) | 0 | | Mr. ItF |
| Housing (Repairs) | | 69.62 | |
| Housing (Association Dues) | 0 | | N/A |
| Housing (Supers Holiday Tip) | 0 | | Mr. ItF |
| Utilities (Electricty) | 0 | | Mr. ItF |
| Utilities (Gas) | 0 | | Mr. ItF |
| Utilities (Water) | 0 | | Mr. ItF |
| Utilities (Trash) | 0 | | N/A |
| Utilities (Phone) | | 39.43 | |
| Utilities (Internet) | 0 | | Mr. ItF |
| Utilities (Cable/Netflix/Hulu/Amazon Prime) | 0 | | Mr. ItF |
| Food (Groceries) | | 226.3 | |
| Food (Restaurants) | | 163.94 | |
| Food (Fast Food) | | 106.55 | |
| Food (Snacks) | | 89.99 | |
| Food (Alcohol) | | 8.48 | |
| Clothing (Adults) | | 25.96 | |
| Clothing (Children) | 0 | | Not yet |
| Clothing (Cleaning/Laundry) | 0 | | Mr. ItF |
| Transportation (Gas and Oil) | 0 | | N/A |
| Transportation (Repairs and Tires) | 0 | | N/A |
| Transportation (License and Taxes) | 0 | | N/A |
| Transportation (Car Replacement) | 0 | | N/A |
| Transportation (Mass Transit) | 127 | | Typically $127 pre-tax but with working from home it's not being taken out |
| Transportation (Taxis/Lyft) | | 107.21 | Increased due to COVID. |
| Medical/Health (Medications) | 76.39 | | $229.17 gets taken out pre-tax every month, and I just split it between prescriptions, doctor bills and dentist evenly. Optometrist should also be included but I don't think I went last year. I try to get vitamins prescribed where possible. |
| Medical/Health (Doctor Bills) | 76.39 | |
| Medical/Health (Dentist) | 76.39 | |
| Medical/Health (Optometrist) | | 0 |
| Medical/Health (Vitamins) | | 0 |
| Medical/Health (Gym) | | 40.23 | This is $22.98 for me and $10.45 for Mr. ItF, Additionally, there is a $40.76 annual fee for each of us |
| Medical/Health (Miscellaneous) | | 1.98 | This is a rough estimate. I'm actually not sure what this is spent on. |
| Insurance (Life) | | 28.67 | This is $15.86 for me and $12.81 for Mr. ItF |
| Insurance (Lawyer Option) | | 16.5 | |
| Insurance (Health) | 363 | | |
| Insurance (Dental) | 56 | | |
| Insurance (Vision) | 14.12 | | |
| Insurance (Homeowner/Renter) | 0 | | Mr. ItF |
| Insurance (Auto) | 0 | | N/A |
| Insurance (Disability) | | 4.59 | |
| Insurance (Identity Theft) | 0 | | I got this free somehow. |
| Insurance (Long-Term Care) | 0 | | We researched this and it was incredibly expensive. |
| Personal (Child Care/Sitter) | 0 | | We haven't budgeted for this yet. |
| Personal (Toiletries/Grooming) | | 7.93 | |
| Personal (Cosmetics/Hair Care) | 0 | | I place this under "Toiletries/Grooming" |
| Personal (Education/Tuition) | 0 | | Surprisingly I didn't spend any money on this last year. |
| Personal (Books/Supplies) | 0 | | I place this under "Education/Tuition" |
| Personal (Child Support) | 0 | | None, luckily. |
| Personal (Alimony) | 0 | | None, luckily. |
| Personal (Subscriptions) | 0 | | We have some but I put them under the appropriate categories. |
| Personal (Organization Dues) | 0 | | None (fortunately?) |
| Personal (Gifts) | | 190.76 | |
| Personal (Anniversaries) | | 7 | |
| Personal (Holidays) | | 31.94 | |
| Personal (Replace Furniture) | 0 | | I place this under "Housing - Repairs" |
| Personal (Pocket Money - His) | 0 | | Mr. ItF takes care of his own. |
| Personal (Pocket Money - Hers) | 0 | | I don't budget any for myself. Like Ari says, "I want it, I got it" |
| Personal (Baby Supplies) | 0 | | We luckily haven't had to buy any yet. |
| Personal (Pet Supplies) | 0 | | Sadly no pet currently. |
| Personal (Electronics) | | 22.2 | |
| Personal (Music/Technology) | 0 | | I place this under "Electronics" |
| Personal (Miscellaneous) | 0 | | I don't have a "Miscellaneous" currently just for Personal |
| Recreation (Entertainment) | | 52.2 | |
| Recreation (Vacation/Travel) | | 474.25 | I think we usually spend more than this, but because of COVID, we travelled less. |
| Recreation (Travel Insurance) | | 42.43 | See COVID note above. |
| Debts (Credit Card Renewal Fee) | | 13.33 | I pay a yearly credit card fee instead of having an APR. |
| Debts (Car Payment) | 0 | | No car (luckily?) |
| Debts (Credit Card) | 0 | | I pay off the credit card in full every month |
| Debts (Student Loan) | 0 | | I paid off my student loan. |
| Debts (Medical) | 0 | | I paid off my medical debts (thank goodness) |
| Business (Business Expenses) | | 5.92 | |
| Total Spent per Month in 2020 (Roughly) | | 3116.38 | |
| | | |
| Amount over each month: | 758.06 | | |
| Amount over for the year: | 9096.72 | |
